Today, strategic benefit planners must weigh three major variables:

1. What can the employer afford?
2. What will attract and retain employees?
3. What plan designs are meaningful and stable now, but have the ability to change smoothly in the future?

Employee benefit medical are changing dramatically. Managed Care has run its course. For approximately 10 years, we were able to stem the double-digit inflation of medical plans. Not only have costs dramatically increased, we also mistakenly taught a new generation of employee to believe that a visit to the doctor costs only $20 or $30.

While benefit costs of the past few years had been contained through successful blending of indemnity and managed care, medical benefit inflation "creep" has become "surge." Absolute Resource Solution helps you recognize the need to plan, not just for today, but for the next few years. Our experience in working with the changing benefits delivery systems and our knowledge of claims management and effective plan design enables you to benefit from strategic benefit planning.

As part of your management team, ARS:

• Evaluates current insurance plans.
• Identifies corporate objectives.
• Defines strategies that relate to corporate culture.
• Integrates benefit strategies with other human resource programs.
• Develops employee communication plans.
• Works with employers to establish budgets to accomplish all of the above.